
The fresh way to accept payments.
Accept Contactless Card, Google/Apple Pay and Open Banking payments with just your Phone. Connect your whole team on almost any Android and iPhone device. Dynamic Surcharging and multiple payment methods let customers choose their way to pay!
Powerfully Simple
Real-time Fast.
Incredible Value
No setup fees, no lengthy contracts.


Take contactless payments with Tap on Mobile.
Powered by:

With Tap on Mobile you can accept Visa, Mastercard, Apple Pay, Google Pay with Tap to Pay on iPhone or Android devices:
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No Terminal required
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Easy and secure payment acceptance
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Accept payments anywhere
How it works - fast, easy, reliable and secure.


Tap on Mobile
Tap a customers Credit/Debit card or Phone with Google/Apple Pay to the back of your Phone for super quick, easy, safe payments. Available on Android and iPhone devices.


Show a QR Code
Show a QR Code for customers to scan with their Phone. Multiple payment methods are presented including Card and Open Banking with dynamic surcharging for each.


Share PayLinks
Turn your Chat and Messaging apps into the ultimate sales tools by sharing PayLinks via SMS, Messaging, Social etc and take payments from anywhere, anytime.
Xero Global Payments Report
Xero recently completed a report into how consumers and small businesses around the world feel about payments. See below some of the key metrics from the report which is available in full from here.
66%
66% of Consumers report that hidden fees or surcharges as the top frustration when it comes to paying for things.
61%
61% of consumers have low acceptance of paying surcharges, even if the method is convenient for them.
51%
51% of NZ consumers said they would try to change their payment method to avoid paying a surcharge when making purchases.


Let Customers choose their preferred payment method with Dynamic Surcharging.
Unique to Payminty is Dynamic Surcharging which presents multiple payments methods and the associated surcharges for each method. This lets your customers make an informed choice of their preferred payment method on the spot, including super convenient Google/Apple Pay or low cost options like Open Banking.
Cost vs Convenience
Transparent Surcharging
Preferred Methods
Xero invoice payments, faster, easier, cheaper.
Connect Payminty to your Xero account and bring approved, unpaid Xero Invoices into the Payminty+ app. Accept payments online or in-person, anytime, anywhere. Invoices are automatically marked as paid, ready for reconciliation.



Accept general and Xero invoice payments.
Accept everyday plus Xero invoice payments with just your Android or iPhone device. Get more functionality and mobility than most physical terminals but without the cost and complexity.


Stay in control and invite your whole team.
Invite team members from the Payminty+ app in seconds so you and your entire team take on the spot payments anywhere, anytime. Plus ensure your team only accesses the Xero information they need to.


Dynamic surcharging with transaction rates from 1%.
Put your customers in control with Dynamic Surcharging. Your customers can choose super convenient Tap on Mobile card payments or super low cost Open Banking payments with transaction fees from 1%.
Pricing for any Business Type.
(Choose from our Starter, Essential or Ultimate plans)
Simple Pay as you Go pricing with unlimited scalability.
Powerful enough to run your entire business or add scale to an existing payments solution that costs nothing when not in use.
Key Benefits:​
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Getting going very quickly i.e. in minutes!
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Backing up existing payment solutions (BCP)
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Invite your whole Team for zero monthly cost
Transaction fees by method:​
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Credit/Debit Card - 1% plus Stripe fees
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Tap to Pay - 1% plus Stripe fees

Starter
1%
per successful transaction
(Plus Stripe Fees)
The fastest, easiest way to the start taking payments or backup an existing solution. Upgrade anytime.
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No setup or monthly fees, no contracts, simple pay as you go pricing.
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Connects to an existing Stripe account or setup a new one in minutes.
Payminty+ app (Android/iPhone)
Tap to Pay, QR Code, PayLinks
Xero Invoice Payments
Unlimited Team Connections
Essential
$9
per month
per connection
(Plus Transaction Fees)
Upgrade to the Open plan to access 1% transaction rates and dynamic surcharging.
Offer super convenient Google/Apple Pay and low cost Open Banking.
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Connects to Stripe for Tap to Pay & Card payments, Worldline for Open Banking.
Payminty+ app (Android/iPhone)
Tap to Pay, QR Code, PayLinks
Xero Invoice Payments
Personalized Onboarding
The only PoS to offer both Card and Open Banking acceptance.
Upgrade to the Essential plan to access 1% transactions rates and offer super convenient Google/Apple Pay and low cost Open Banking together.
Key Benefits:​
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Accept high value payments with no surcharge
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Dynamic Surcharging by payment method
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Unlimited team connections in seconds
Transaction fees by method:​
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Open Banking (Worldline) - 1%
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Credit/Debit Card - 1% plus Stripe fees
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Tap to Pay - 1% plus Stripe fees

The ultimate in cost and convenience, get paid faster/cheaper.
Access our lowest pricing for both Card and Open Banking transactions. Coupled with awesome functionality its the ultimate payment solution.
Key Benefits:​
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Accepting multiple payment types anywhere, anytime!
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Getting Xero invoices paid quickly for less cost
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A complete payments solution for your entire team
Transaction fees by method:​
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Open Banking (Worldline) - 1%
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Credit/Debit Card (Worldline) - 2%
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Tap to Pay (Worldline) - 2%

(Plus Transaction Fees)
Ultimate
$19
per month
per connection
The ultimate in cost and convenience. Best for busy growing businesses.
The cheapest, easiest. fastest way to get your Xero Invoices paid.
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Connects to Worldline for Card, Tap on Mobile and Open Banking payments.
Payminty+ app (Android/iPhone)
Tap to Pay, QR Code, PayLinks
Xero Invoice Payments
Personalized Onboarding