
Protect your Business today!
Without a backup Payments Solution (like Payminty) you are putting your business at risk. Coupled with the fact Payminty on Stripe has ZERO monthly fees so costs nothing when not in use - its a complete no brainer!
ZERO monthly fees
Business Continuity
Failure Protection
Always on protection that costs nothing when idle.

Build Payminty into your BCP (Business Continuity Plans).
Sometimes payment terminals fail, sometimes your bank has an outage, sometimes your payment processor is down. For a proper BCP you need a solution that is totally separate from your existing payment solution.
We partner with Stripe for our BCP solution for very good reasons including:​
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Complete separation & always on
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Global redundancy and uptime
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Cloud based infrastructure
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Resilience and accessibility
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Quick and easy scalability
Powered by:

How it works - fast, easy, reliable and secure.


Tap on Mobile
Tap a customers Credit/Debit card or Phone with Google/Apple Pay to the back of your Phone for super quick, easy, safe payments. Available on Android and iPhone devices.


Show a QR Code
Show a QR Code for customers to scan with their Phone. Multiple payment methods are presented including Card and Open Banking with dynamic surcharging for each.


Share PayLinks
Turn your Chat and Messaging apps into the ultimate sales tools by sharing PayLinks via SMS, Messaging, Social etc and take payments from anywhere, anytime.
Xero Global Payments Report
Xero recently completed a report into how consumers and small businesses around the world feel about payments. See below some of the key metrics from the report which is available in full from here.
5%
66% of Consumers report that hidden fees or surcharges as the top frustration when it comes to paying for things.
61%
61% of consumers have low acceptance of paying surcharges, even if the method is convenient for them.
51%
51% of NZ consumers said they would try to change their payment method to avoid paying a surcharge when making purchases.


Let Customers choose their preferred payment method with Dynamic Surcharging.
Unique to Payminty is Dynamic Surcharging which presents multiple payments methods and the associated surcharges for each method. This lets your customers make an informed choice of their preferred payment method on the spot, including super convenient Google/Apple Pay or low cost options like Open Banking.
Cost vs Convenience
Transparent Surcharging
Preferred Methods
Accept payments on the spot - faster, easier, cheaper.
Simplify your payment process by accepting in-person payments where and when the work is done. Spend less time chasing and more time earning.


Ditch the terminal and go hardware free!
Simple yet secure everyday payments with just your Android or iPhone device. Get more functionality and mobility than most physical terminals but without the cost and complexity.


Stay in control and invite your whole team.
Invite team members from the Payminty+ app in seconds so you and your entire team take on the spot payments anywhere, anytime. Plus ensure your team only accesses the information they need to.


Coming Soon!
Dynamic surcharging with transaction rates from 1%.
Put your customers in control with Dynamic Surcharging. Your customers can choose super convenient Tap on Mobile card payments or super low cost Open Banking payments with transaction fees from 1%.
Pricing for any Business Type.
(Choose from our Starter, Essential or Ultimate plans)
Simple Pay as you Go pricing with unlimited scalability.
Powerful enough to run your entire business or add scale to an existing payments solution that costs nothing when not in use.
Key Benefits:​
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Getting going very quickly i.e. in minutes!
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Backing up existing payment solutions (BCP)
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Invite your whole Team for zero monthly cost
Transaction fees by method:​
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Credit/Debit Card - 1% plus Stripe fees
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Tap to Pay - 1% plus Stripe fees

Starter
1%
per successful transaction
(Plus Stripe Fees)
The fastest, easiest way to the start taking payments or backup an existing solution. Upgrade anytime.
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No setup or monthly fees, no contracts, simple pay as you go pricing.
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Connects to an existing Stripe account or setup a new one in minutes.
Payminty+ app (Android/iPhone)
Tap to Pay, QR Code, PayLinks
Xero Invoice Payments
Unlimited Team Connections
Coming Soon!
Essential
$9
per month
per connection
(Plus Transaction Fees)
Upgrade to the Open plan to access 1% transaction rates and dynamic surcharging.
Offer super convenient Google/Apple Pay and low cost Open Banking.
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Connects to Stripe for Tap to Pay & Card payments, Worldline for Open Banking.
Payminty+ app (Android/iPhone)
Tap to Pay, QR Code, PayLinks
Xero Invoice Payments
Personalized Onboarding
Coming Soon, leave your details and we'll let you know when it's ready.
The only PoS to offer both Card and Open Banking acceptance.
Upgrade to the Essential plan to access 1% transactions rates and offer super convenient Google/Apple Pay and low cost Open Banking together.
Key Benefits:​
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Accept high value payments with no surcharge
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Dynamic Surcharging by payment method
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Unlimited team connections in seconds
Transaction fees by method:​
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Open Banking (Worldline) - 1%
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Credit/Debit Card - 1% plus Stripe fees
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Tap to Pay - 1% plus Stripe fees

The ultimate in cost and convenience, get paid faster/cheaper.
Access our lowest pricing for both Card and Open Banking transactions. Coupled with awesome functionality its the ultimate payment solution.
Key Benefits:​
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Accepting multiple payment types anywhere, anytime!
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Getting Xero invoices paid quickly for less cost
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A complete payments solution for your entire team
Transaction fees by method:​
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Open Banking (Worldline) - 1%
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Credit/Debit Card (Worldline) - 2%
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Tap to Pay (Worldline) - 2%

Coming Soon!
(Plus Transaction Fees)
Ultimate
$19
per month
per connection
The ultimate in cost and convenience. Best for busy growing businesses.
The cheapest, easiest. fastest way to get your Xero Invoices paid.
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Connects to Worldline for Card, Tap on Mobile and Open Banking payments.
Payminty+ app (Android/iPhone)
Tap to Pay, QR Code, PayLinks
Xero Invoice Payments
Personalized Onboarding