The fresh way to accept payments.
Accept Contactless Card, Google/Apple Pay and Open Banking payments with just your Phone. Connect your whole team on almost any Android and iPhone device. Dynamic Surcharging and multiple payment methods let customers choose their way to pay!
Powerfully Simple
Real-time Fast.
Incredible Value
No setup fees, no lengthy contracts.
Take contactless payments with Tap on Mobile.
Powered by:
With Tap on Mobile you can accept Visa, Mastercard, Apple Pay, Google Pay with Tap to Pay on iPhone or Android devices:
-
No Terminal required
-
Easy and secure payment acceptance
-
Accept payments anywhere
Accept Xero invoice payments, faster, easier, cheaper.
Connect Payminty to your Xero account and bring approved, unpaid Xero Invoices into the Payminty+ app. Accept payments online or in-person, anytime, anywhere. Invoices are automatically marked as paid, ready for reconciliation.
Accept payments with just your Android/iPhone
Accept Tap on Mobile (Card), Google/Apple Pay and Open Banking payments with just your Android or iPhone device. Get more functionality and mobility than most physical terminals but without the cost and complexity.
Xero invoice payments for your whole Team
Save time chasing payments and let you and your entire team take on the spot payments for outstanding Xero invoices. Plus ensure your team only accesses the Xero information they need to.
Dynamic surcharging with transaction rates from 1%
Put your customers in control with Dynamic Surcharging. Your customers can choose super convenient Tap on Mobile card payments or super low cost Open Banking payments with transaction fees from 1%.
Xero Global Payments Report
Xero recently completed a report into how consumers and small businesses around the world feel about payments. See below some of the key metrics from the report which is available in full from here.
66%
66% of Consumers report that hidden fees or surcharges as the top frustration when it comes to paying for things.
61%
61% of consumers have a low acceptance of paying a surcharge, even if the method is convenient for them.
51%
51% of NZ consumers said they would try to change their payment method to avoid paying a surcharge when making purchases.
Let Customers choose their preferred payment method with Dynamic Surcharging.
Unique to Payminty is Dynamic Surcharging which presents multiple payments methods and the associated surcharges for each method. This lets your customers make an informed choice of their preferred payment method on the spot, including super convenient Google/Apple Pay or low cost options like Open Banking.
Cost vs Convenience
Transparent Surcharging
Preferred Methods
How it works - fast, easy, reliable and secure.
Tap on Mobile
Tap a customers Credit/Debit card or Phone with Google/Apple Pay to the back of your Phone for super quick, easy, safe payments. Powered by Worldline Tap on Mobile.
Show a QR Code
Show a QR Code for customers to scan with their Phone. Multiple payment methods are presented including Card and Open Banking with dynamic surcharging for each.
Share PayLinks
Turn your Chat and Messaging apps into the ultimate sales tools by sharing PayLinks via SMS, Messaging, Social etc and take payments from anywhere, anytime.
Scalable Pricing for any sized Business.
Powerful enough to run your entire business or add scale to an existing payments solution at a very affordable price.
​*Fees per successful transaction:
-
Online EFTPOS (Open Banking): 1%
-
Worldline Card Payments: 2%
-
Stripe: 0.3% plus Stripe Fees
How to apply for Payminty?
-
Any business, incorporated society, charity or sole trader in New Zealand can sign up
-
No long term contracts (minimum term 3 months)
-
No setup fees
2)
Once we get your completed application, we'll get back to you within 2-3 business days.
We'll get back to you
3)
You will receive a Welcome Pack including setup and login details so you can start accepting payments.